Payments under the FCS are subject to a limit for each depositor. Term Deposits are 'protected accounts' under the Financial Claims Scheme (FCS). Fees and charges may be payable on your eligible working account.ģ Early withdrawal from Term Deposit may reduce returns. Unlike term deposits which have a fixed interest rate, savings accounts generally have a variable interest rate, so will be dependent on market conditions. ![]() Other things to keep in mind when considering a savings account. To hold a Maxi Saver account you must also hold an eligible St.George working account in the same name or have an existing eligible St.George joint account with your name included in the title. A term deposit on the other hand will require you to have a lump sum (generally at least 1,000 - 5,000) before you can open it. The Promotional Rate Period is the first 3 months from the date your account is opened.Ģ Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. Read the terms before making a decision.ġ If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you'll earn an extra bonus of 3.90% p.a. ![]() ![]() This information doesn't take your circumstances into account.
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